VFRESHERS

Business Banking Job Careers India at Delhi – HDFC Bank

Job Title : Business Banking – Working Capital

About Company :
HDFC Bank Ltd was promoted in the year 1994 by the premier housing finance company of the country, HDFC Ltd. The Bank commenced operations as a Scheduled Commercial Bank in January 1995.

Today the Bank has a nationwide network of over 1412 branches and 3295 ATMs spread over 528 towns and cities across India.

The Bank’s American Depository Shares (ADS) are listed on the New York Stock Exchange (NYSE) and the Global Depository Receipts (GDRs) are listed on Luxembourg Stock Exchange. The Bank has been bestowed with numerous awards and accolades from top national and international agencies & magazines.

Experience : 1 – 5 Years

Job Location : Delhi

Job Description :

1. Comprehensive selling of all Business Banking services and products after careful evaluation of the existing client portfolio.
2. Complete ownership of a portfolio of approx. 25 productive accounts.
3. Responsible for the growth of the portfolio (organic and inorganic), ensuring targets are met and there is availability of an increased revenue stream.
4. Ensuring lead conversion of leads generated by branches. Cross sell of CASA / FDs, TPP, other product requirements to existing customers. Identify opportunities to cross sell all products and services (i.e. Term Loan, Cash credit, pre shipment / post shipment, Liabilities, Trade & forex payment services, Investments, Credit cards etc).
5. Credit Management & Housekeeping: Primarily includes CAM preparations and timely renewals, obtaining and closing deferrals, plant and site visits and preparation of call memos, obtaining and deciphering stock statements, quarterly results, insurance and Trade overdraft management.
6. Ensuring the quality of Portfolio.Be on the lookout for stress signs in the client operations / activity and address them.
7. Other activities include Documentation pre-sanction and post sanction, Customer negotiation on rates and other terms, Updating LTS and conversion of leads, Customer profiling sheet and identifying cross sell / revenue increasing opportunity, Regular Branch interaction, Daily servicing of customer, Call Memo preparation and Site visit / plant /property visitation.

Desired :

1. Should have completed minimum one year in the current job.
2. Minimum Post Graduation in Management or Chartered Accountant
3. 0 to 3 years in Banking with relevant work experience in Working Capital Funding
4. Strong Analytical and Communication skills
5. Basic knowledge of a wide range of bank’s products. Interest in understanding operations, IT, Trade Finance and treasury functions.
6. Applicants should be Indian citizens or hold relevant residence status.

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